The UNL Healthy Option Student Plan

Medical Dental and UHC Pharmacy Coverage

All Graduate Assistants will be covered for health insurance unless they fill out a waiver form each semester. The waiver deadline is September 11, 2009.

Ameritas Group Dental will administer the dental insurance plan. There will be no changes in insured benefits.

 

• The total cost of the insurance premium is $1363. Graduate assistants will contribute about 21% ($287) of the total annual cost of $1363.
• The total premium cost for the first semester (August 14 - December 31, 2009) is $536; of that amount, the graduate assistant cost is $113 and the university-paid portion is $423. The total premium cost for the second semester and summer (January 1 - August 13, 2010) is $827; of that amount, the graduate assistant cost is $174 and the university-paid portion is $653.
• The student's cost for individual coverage will be posted to their student account. We encourage all students to participate in the program, because similar policies from other insurers are more costly plus covered medical expenses incurred at the University Health Center are fully paid with waiver of the policy year deductible. Your cost averages to about $0.78 a day and provides peace of mind allowing you to complete your coursework rather than jeopardize your academic career dealing with unexpected medical bills.

As noted above, the student insurance plan was given a name, the UNL Healthy Option Student Plan. This name gives the plan an identity and helps underscore the fact the plan includes medical, dental, and pharmacy coverage.

FREQUENTLY ASKED QUESTIONS AND ANSWERS Academic Year 2009-2010.